Everyday Mississippi truckers come to our big rig insurance brokers for quick help (855) 826-0321.
>Click here to get your free Mississippi Big Rig Truck Insurance Quote<
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Call us today to get complete Mississippi trucking for hire coverage as fast as possible 855-826-0321. Reliable and affordable all inclusive policies. Call us for you best rates for your for commercial truck insurance. Count on us for delivering unparalleled customer service to meet your load hauling needs.
MOST REQUESTED COVERAGE’S
Auto Liability, Motor Truck Cargo Coverage, Commercial General Liability, Medical Payments, Uninsured Motorist, Underinsured Motorist
Personal Injury Protection (PIP), Owned Auto, Non-Owned Auto, Hired Auto, Collision Coverage, Comprehensive Coverage and Trailer Interchange
Mississippi Commercial Truck Insurance and Requirements
Mississippi commercial truck insurance provides coverage for businesses who use trucks as part of their business operations. Such coverage is designed to cover any damages or losses that occur as a result of an accident involving one of the company’s vehicles. It can also provide coverage for liabilities arising from damages or bodily injury caused to other parties in the accident.
In Mississippi, commercial truck insurance is mandatory for any company operating motorized vehicles for their business operations. This includes all companies that transport goods, products or services. The state of Mississippi follows strict federal regulations regarding what type of commercial truck insurance must be purchased and when a certain amount of coverage is mandated.
Required coverage that must be purchased in Mississippi includes liability insurance, cargo insurance and physical damage coverage. Liability insurance covers damages caused by your company’s vehicle in an accident. Cargo insurance covers any losses due to items being damaged or stolen while in transit. Physical damage coverage typically pays for repairs to the vehicle involved in the accident. All three types of insurance are mandatory and must be maintained at all times.
In addition to purchasing required coverage, businesses must also meet certain registration requirements when operating vehicles in Mississippi. Companies must register their trucks with the state and obtain a permit number before they can be driven. This allows the state to ensure trucks are properly insured, and it also helps law enforcement keep track of commercial vehicles on the road.
Additionally, drivers of commercial vehicles are required to obtain a Commercial Driver’s License (CDL). In order to receive this license, drivers must pass a comprehensive test that covers vehicle safety, knowledge of the traffic laws, defensive driving principles, and other related topics. Having a CDL can help reduce the risk of accidents and make it easier for companies to get coverage for their drivers.
Finally, companies looking for commercial truck insurance in Mississippi can turn to brokers specializing in such policies. Approved brokers are knowledgeable about federal regulations and state specific requirements. They can help companies determine the right amount and types of coverage needed and provide access to competitive rates from growth insurers. Having a broker involved can make it much easier to find the right policy to suit a business’s needs.
Overall, Mississippi has stringent commercial truck insurance requirements that must be adhered to by businesses operating motorized vehicles on the state’s roads. Businesses must purchase the necessary coverage, register their vehicles with the state, and make sure their drivers have a valid CDL if necessary. Additionally, brokers can help companies get the right coverage at competitive rates if needed. Following all applicable state regulations can help businesses remain compliant and protect their assets if an accident occurs.
Below are the classifications of commercial big rig trucking policies.
• Symbol 1 – Any auto, don’t have to schedule them. Covers any auto as long
as the insured is using it. (This is rare nowadays especially for Big Rig Trucks))
• Symbol 2 – Any owned auto. Covers only autos that the insured owns.
Includes autos you acquire ownership of after the policy begins.
• Symbol 3 – Owned private passengers autos only. Covers private passenger
autos. Includes autos you acquire after the policy begins.
• Symbol 4 – Owned autos other than private passenger autos only. Covers only
those autos you own that are not private passenger and for liability for trailers
you don’t own while attached to power units you own. Includes those autos
not of the private passenger type you acquire after the policy begins.
• Symbol 5 – Owned autos. Subject to No Fault State.
• Symbol 6 – Owned autos. Subject to Compulsory Uninsured Motorist Law.
Form you attach when the state requires and insured can not reject uninsured
motorist coverage. It includes autos you acquire during the policy period after
the policy begins.
• Symbol 7 – Specifically described autos. Covers only described autos.
Coverage follows power unit. Non owned trailers have liability with this form. (Most common for Big Rig, Box Trucks and other For-Hire operations)
• Symbol 8 – Hired Auto Only. Covers auto you lease, hire, rent or borrow.
This does not include any auto you lease, hire, rent or borrow from any of your
employees, partners or members, etc.
• Symbol 9 – Non-Owned Autos Only – Coverage auto you do not own, lease,
hire, rent or borrow that are used in connection with your business. Includes
auto owned by your employees, partners, members, etc.
We can easily insure the following Mississippi business types. >Click here to get your free Mississippi Big Rig Truck Insurance Quote<
CEMENT CONTRACTING – COAL HAULING – CONSTRUCTION – COURIER SERVICE – COURTESY PASSENGER TRANSPORT – DEBRIS REMOVAL – DEMOLITION – DIRT, SAND & GRAVEL – ELECTRICIANS – EXPEDITERS – FARMING – FIREWOOD HAULING – BULK FLORIST Refrigerated DELIVERY – FOR-HIRE TRUCKING – FROZEN FOODS TRANSPORT – FURNITURE DELIVERY – GARBAGE COLLECTION – HAZARDOUS MATERIALS HAULING – HOTEL SHUTTLES – HOTSHOT TRANSPORT – ICE CREAM VENDOR – IMPOUND LOT – INTERIOR DECORATING – INDEPENDENT TRUCKING – LANDSCAPING – LEASED-ON BIG RIG TRUCKING – LINEN SUPPLY – LOGGING – LONG-HAUL TRUCKING – MOTORCYCLE DEALERSHIP – OWNER-OPERATOR – PIANO MOVING – PLUMBING – ROCK QUARRY HAULING – RECYCLING SERVICES – REFRIGERATED GOODS TRANSPORT – RETAIL FOOD MARKET – ROOFING – SHOPPING MALL DELIVERIES – SNOW PLOWING – TOW OPERATION – TREE SERVICE – WIDE LOAD HAULER – WRECKER SERVICES and much more.