When you are shopping for Big Rig Truck Insurance you need someone that has experience and has actually insured a big rig before.
Our Big Rig Insurance Brokers agency has been helping truckers for almost 4 decades with great discounts, cheap as possible prices, superior service and very fast certificates of insurance. Allow us to help you with your commercial insurance needs. We will certainly do our very best guaranteed!
We earn our keep by just plain hard work and determination.
We do not sell your information to anyone and you will not be bombarded by strange callers acting like you owe them something. Our commercial trucking insurance agency products are only available through transportation risk specialist agencies specialized in commercial trucking policies primary auto liability limits and related coverages such as truckers GL and Workers Compensation.
We take great pride in discussing the major concerns and risk that you have, whether you have 20 years over the road experience or are a startup trucking operation is how it all starts.
Allow us to compare some highly rated A+ or better companies for your next affordable commercial insurance policy. Some of the most requested policies cover Box Trucks, Big Rig Semi, Various Fleets, Flatbed Haulers, Trailer Interchange, Hotshot and Auto haulers, Truck – Tractors, All sizes of Dump Trucks, Agricultural Haulers, NTL – Non Trucking Liability & Bobtail.
We offer standalone coverage (varies by company & state) and more popular big rig truckers package policies that typically include truckers auto liability (needed for federal ICC filings for DOT/MC authorization), motor truck cargo (insures freight owned by others that you haul), general liability (insures against lawsuits while not driving), physical damage coverage (insures truck and trailer in case of crash or stolen).
Other coverage’s and options are available like trailer interchange, non owned trailer replacement coverage (Like Amazon requires), possible downtime payments and optional rental reimbursements.
Many of the affordable options above are available for box trucks as well and we do include them in our Big Rig Insurance Brokers offerings (855) 826-0321.
One of the first few questions that we get when talking with truckers is; What coverages does your agency have and what do I need to operate? Below are among the most requested and needed to operate. What is Big Rig Insurance? Big Rig Insurance is simply a name used in the trucking industry that refers to Truck-Tractors and trailers with a typical 80,000 hauling capacity.
Truckers Auto Liability (needed for federal ICC filings for DOT/MC authorization) Typically most carriers need $750,000 Combines Single Limit, however the market and load brokers usually demand at least $1,000,000 Combined Single Limit (CSL)
Bobtail Insurance: This provides protection for a tractor when it is operated without a trailer, whether under dispatch or not. This coverage is different from similar coverage named Non-Trucking Liability Insurance or NTL Insurance, which covers your vehicle when you are using it for personal use.
Motor Truck Cargo Insurance: Typically covers the freight that you haul that belongs to others, non-hazardous and possibly hazardous freight or commodity and liability for cargo. Usually includes clean up expenses on spilled cargo.
Motor Truck General Liability Insurance: This coverage protects motor carriers or for-hire truckers in claims for bodily injury, personal injury, property damage liability, advertising injury liability, medical payments, product & completed operations, and includes coverage for damage to rented properties or premises.
Non-Trucking Liability Insurance: Provides coverage for the use of a truck for non-business purposes when using your truck on days off.
Limited Depreciation Coverage: This policy will help to cover the gap between the fair market value that the insurance will likely pay out and what you owe on the vehicle, or the cost to replace the vehicle.
Mechanical Breakdown Insurance: Coverage to assist with out of pocket expenses for repairs.
On-Hook Coverage: Provides coverage of vehicles that are not owned by your business during towing or hauling.
Optional Downtime Coverage: Takes effect when your commercial truck undergoes downtime.
Physical Damage Coverage: Protects your commercial vehicle when physical damage occurs such as an accident or other damage such as theft or acts of nature. Some people call this Full-Coverage.
Trailer Interchange Agreement Insurance: Provides coverage for damage to non-owned trailers when they receive physical damage.
- Trucking For Hire:
- Car Carriers
- Ag Haulers (including
- livestock)
- Dumping Operations
- Contractors
- Tow Trucks
- Caterers
- Cement Mixers
- Concrete Pumper
- Trucks For Hire
- Couriers
- Custom Harvesters
- Farm to Market
- Trucking
- Farmers
- Food Delivery
- Grain Haulers
- Lawn & Tree Service
- Logging
- Mobile Concessions
- Mobile Equipment
- Mobile Home Toters
- Moving Operations
- Pulpwood Haulers
- Salvage Haulers
- Specialized Delivery
- Snow Plows
- Truckers Contingent
- Liability (Bobtail or
- Deadhead)
- Waste Oil Haulers
- Wholesalers &
- Manufacturers
- Limousines (All Types)
- Non-Emergency Medical
- Transportation
- Charter Buses
- 4 Wheel Drive Tours
- Airport Shuttles
- Airport Transportation
- Service Autos
- Athlete Buses
- Bingo/Casino Transportation
- Church and Scout Buses
- (incl. Drum & Bugle Corps)
- Courtesy Autos (including
- hotel courtesy autos)
- Custom Harvesting
- Employee Transport
- Day Care Center Autos
- Dial-A-Ride
- Group Homes
- Head Start Program Autos
- Kiddie Transports
- Medical Courtesy Autos
- Metropolitan Buses
- Musician Buses
- Prisoner Transport
- Railroad Employee
- Transport
- School Buses (Private or
- Public Owned)
- Senior Citizen Center Autos
- Sightseeing Buses
- Social Service Agencies
- Taxis
- Trolley Buses
- Visiting Nurses
- Wilderness Expeditions
- All Other Public Autos
- Bookmobiles,
- Bloodmobiles, etc.
- Driver Training Auto
- Emergency Ambulances
- Escort Vehicles for Oversized
- LTL Trucking
- Fire Department Vehicles
- Funeral Escort Vehicles
- Funeral Director Vehicles
- Funeral Hearses
- Law Enforcement Vehicles
- Here is a sampling of the cargo (Freight) hauled and common types of goods that we insure. CARGO CLASSIFICATIONSA. GENERAL FREIGHT, B. HOUSEHOLD GOODS (where Available), C. METAL: SHEETS, COILS, ROLLS , LARGE OBJECTS, D. MOTOR VEHICLES, E. DRIVE AWAY/TOWAWAY, F. LOGS, POLES, BEAMS, LUMBER, G. BUILDING MATERIALS, H. MOBILE HOMES, I. MACHINERY, J. FRESH PRODUCE, K. LIQUIDS/GASES, L. INTERMODAL CONT., M. PASSENGERS, N. OIL FIELD EQUIPMENT, O. LIVESTOCK, P. GRAIN, FEED, Q. COAL/COKE, R. MEAT, S. GARBAGE, REFUSE, TRASH, T. U.S.MAIL, U. CHEMICALS, V. COMMODITIES DRY BULK, W. REFRIGERATED FOOD, X. BEVERAGES, Y. PAPER PRODUCT, Z. UTILITY, AA. FARM SUPPLIES, BB. CONSTRUCTION, CC. WATER WELL SERVICES.
Big Rig insurance Brokers offer quick professional help in Alabama-AL, Alaska-AK, Arizona-AZ, Arkansas-AR, California-CA, Colorado-CO, Connecticut-CT, Delaware-DE, Florida-FL, Georgia-GA, Hawaii-HI, Idaho-ID, Illinois-IL, Indiana-IN, Iowa-IA, Kansas-KS, Kentucky-KY, Louisiana-LA, Maine-ME, Maryland-MD, Massachusetts-MA, Michigan-MI, Minnesota-MN, Mississippi-MS, Missouri-MO, Montana-MT, Nebraska-NE, Nevada-NV, New Hampshire-NH, New Jersey-NJ, New Mexico-NM, New York-NY, North Carolina-NC, North Dakota-ND, Ohio-OH, Oklahoma-OK, Oregon-OR, Pennsylvania-PA, Rhode Island-RI, South Carolina-SC, South Dakota-SD, Tennessee-TN, Texas-TX, Utah-UT, Vermont-VT, Virginia-VA, Washington-WA, West Virginia-WV, Wisconsin-WI, Wyoming-WY.